Launched in Australia in 2017, Moneytree works a lot like Pocketbook and MoneyBrilliant in that it links all your accounts, cards and super in one place. However, the sweet bonus with Moneytree is that you can link to your loyalty cards, too, i.e. your frequent flyer or store card accounts. As with many other personal finance apps, you can use Moneytree to track spending, set budgets, and analyse your spending in an attempt to keep it under control. There’s also a work expenses tracker, which can be converted into a spreadsheet, and fancy graphs to give you a visual story of your finances.